ABOUT RIGHT CHOICE COMPLIANCE
Right Choice Compliance was founded on a simple belief: compliance should enable growth, not obstruct it. Too many companies experience compliance as a barrier, a source of delay, friction, and uncertainty. Right Choice Compliance was built to change that.
Meet Rhonda Hammond
Founder and Principal Consultant
Rhonda Hammond is a strategic compliance leader with decades of experience in consumer financial regulation. She has served as Head of Compliance for clean energy companies and advised banks, mortgage companies, fintechs, and national financial services firms operating within federal consumer protection frameworks.
She founded Right Choice Compliance to bring that depth of experience directly to organizations navigating regulatory expectations, building compliance programs under scrutiny, or scaling consumer financing products without taking on unnecessary legal and reputational risk.
Rhonda has a proven track record in building and strengthening Compliance Management Systems (CMS), managing regulatory risk, and delivering clear, actionable guidance that meets bank partner and examiner expectations. Her work spans both building compliance programs from the ground up and strengthening existing programs within established organizations.
Her expertise includes consumer financing compliance, fintech operations, transaction testing, audit preparation, third-party oversight, cross-functional compliance training, and policy and procedure development tailored to each client’s regulatory environment and operational structure.
She focuses on making compliance practical, operational, and sustainable within real world business operations.
Her work has helped companies earn and keep the trust of customers, regulators, and investors, turning compliance into a strategic advantage rather than a cost of doing business.
Experience Across the Full Consumer Finance Compliance Lifecycle
Rhonda's compliance experience spans the full consumer finance lifecycle, from sales and marketing through underwriting, closing, servicing, and ongoing program oversight. Having worked with both federally regulated financial institutions and non-banks offering consumer financing products, Rhonda understands how regulatory expectations vary across business models and tailors practical compliance solutions to each client's unique risks, operational structure, and stage of growth.
Her experience includes designing and strengthening Compliance Management Systems (CMS), managing regulatory risk, developing policies and procedures, conducting monitoring and testing, overseeing third-party relationships, supporting examinations and audits, and advising leadership on practical compliance strategies. Rather than applying a one-size-fits-all approach, Rhonda tailors her guidance to each organization's products, business model, risk profile, and stage of growth, helping clients build sustainable compliance programs that meet regulatory expectations while supporting business objectives.
Real-World Compliance Experience
Right Choice Compliance advises financial institutions and non-banks offering consumer financing products as they navigate federal and state consumer protection requirements. With experience across CFPB-supervised nonbanks and FDIC- and OCC-regulated institutions, Rhonda brings a practical, regulator-ready perspective to every engagement, whether building a compliance program from the ground up or strengthening one already under scrutiny.
A focus on practical outcomes
Every engagement starts with understanding your business, your products, your risk profile, and where you are in your compliance journey. From there, the work is practical and tailored: policies that reflect how you actually operate, gap analyses tied to real regulatory expectations, and guidance your team can act on. The goal is always a compliance program that protects your company and gives it room to grow.
Ready to get started?
The right time to address compliance is before a problem surfaces. Whether you have an immediate need or are thinking ahead, reach out for a free consultation. We will talk through where you are, what you are facing, and what makes sense as a next step.