Service

Clean energy compliance built for companies offering consumer financing

Clean energy companies are in a unique position. You are scaling a mission-driven business in a rapidly growing market while operating consumer financing products that are under increasing regulatory scrutiny. The CFPB, FTC, and state regulators are paying close attention to how ESAs, PPAs, leases, and other clean energy financing products are marketed, originated, serviced, and overseen. Many organizations were not originally built with these regulatory expectations in mind. Right Choice Compliance brings decades of direct experience in clean energy consumer financing compliance. We understand the products, the regulatory framework, and the operational realities of companies in this space because we have worked directly in this space.

The Challenges You Face

The regulatory stakes are real

Clean energy companies offering consumer financing products face a distinct set of compliance challenges. These challenges span three core areas that often intersect in practice:

Regulatory oversight and examination risk

  • CFPB supervision and examination readiness for nonbank entities
  • Fair lending obligations under Regulation B for ESA and lease applicants
  • FCRA requirements including adverse action notices and credit report disclosures

Marketing and customer interaction risk

  • UDAAP risk in marketing, sales, and third-party channel partner relationships
  • TCPA compliance for consumer communications and sales outreach

Operational and compliance infrastructure gaps

  • E-SIGN Act compliance gaps between consent language and actual delivery capabilities
  • Servicer alignment and third-party vendor oversight
  • Privacy policy gaps and consumer data compliance

This is where focused, experienced compliance support makes a difference.

How We Help

Practical compliance support for clean energy companies offering consumer financing

Right Choice Compliance works with clean energy companies at every stage of compliance program development. Whether you are building your compliance infrastructure for the first time, preparing for a CFPB examination, or working through a specific regulatory gap, we bring the expertise to help you move forward with clarity and confidence. Our approach is grounded in how clean energy companies actually operate, not in theoretical compliance models.

Why It Matters

Get ahead of regulatory risk before it becomes a business problem

A compliance gap does not stay contained. It creates exposure to regulators, erodes bank and investor confidence, and puts consumer relationships at risk. Right Choice Compliance helps clean energy companies identify and close those gaps before they become enforcement actions, lost partnerships, or reputational damage.

  • Compliance program development and policy drafting
  • CFPB exam preparation and supervisory response support
  • E-SIGN consent flow audits and servicer gap analysis
  • UDAAP risk assessments for marketing and sales practices
  • Fair lending policy development and credit policy review
  • Adverse action and FCRA compliance review
  • Sales and marketing compliance guidelines for channel partners
  • Third-party and vendor contract compliance review
  • Consumer complaint management frameworks

Not sure where your compliance program stands? That is exactly where we start.

Talk to Rhonda
Talk to Rhonda